Mccaysville Homes under $400,000

Mccaysville Homes under $400,000

Welcome to McCaysville, Georgia – a hidden gem nestled in the heart of Fannin County, where the serene beauty of the North Georgia mountains meets the charm of a quaint Southern town. Just a stone's throw away from the bustling city of Blue Ridge, McCaysville offers a unique blend of tranquility and adventure, making it an ideal place to call home.

Rich in history and character, McCaysville is known for its picturesque landscapes, vibrant community, and friendly atmosphere. The city is famously divided by the Toccoa River, which serves as the state line between Georgia and Tennessee, adding a unique twist to its charming appeal. Residents and visitors alike enjoy exploring the scenic trails, indulging in local dining, and participating in seasonal festivals that celebrate the town's heritage.

For homebuyers seeking affordability without compromising on quality, McCaysville boasts a variety of charming homes priced under $400,000. Whether you’re looking for a cozy cottage, a modern family home, or a rustic retreat, the real estate market here offers something for everyone. Many of these properties feature stunning mountain views, spacious yards, and easy access to outdoor activities such as hiking, fishing, and tubing along the Toccoa River.

With its inviting community spirit, breathtaking natural beauty, and affordable housing options, McCaysville is a wonderful place to create lasting memories. Come discover the magic of this enchanting town, where your dream home awaits!

Newest Mccaysville Homes under $400,000

516 Hillcrest Drive, Mccaysville
$275,000
4 Beds ⋅ 2 Baths ⋅ 436105 MLS
Motivated Sellers - Located in McCaysville, Georgia, this four-bedroom, two-bath home offers a fenced front yard and inviting living space in a convenient location. The home also features a dedicated space that would make an ideal home office, providing a comfortable area to work from home. Situated on public utilities, it offers the convenience of city services while being close to everything McCaysville has to offer. McCaysville sits along the Toccoa River, offering local restaurants, shops, river activities, and unique small-town charm. Plus, you're just a short drive from Blue Ridge, with its vibrant downtown, shopping, dining, and outdoor adventures. Enjoy long-range views and a convenient location that puts you close to the best of both McCaysville and Blue Ridge.

516 Hillcrest Drive, Mccaysville
265 E Tennessee Avenue, Mccaysville
$329,000
2 Beds ⋅ 1 Baths ⋅ 435648 MLS
Charming new Cottage in McCaysville—Steps to the Toccoa River! Welcome to265 East Tennessee Avenuein McCaysville, GA—an inviting two-bedroom, one-bath retreat featuring a beautiful all-wood interior throughout. Enjoy the bright and airy feel created by soaring vaulted ceilings, along with cozy comfort from a striking stone fireplace that serves as the heart of the home. Designed for convenience and guests, this cottage includes built-in bunk beds and is being sold fully furnished, making it truly move-in ready (or ready to start earning). Open kitchen withcustom cabinets and solid surface countertops. Perfectly positioned near both McCaysville, Georgia and its sister city Copperhill, Tennessee, you'll love the short walk to dining, entertainment, and shopping. Best of all, you're just steps from McCaysville City Park, where you can enjoy the beauty of the Toccoa River, riverfront scenery, and a boat ramp—ideal for canoeing, tubing, and riverside fun. Park also features playground, workout station, pavilions, and walking paths. Whether you're looking for a weekend getaway, a full-time home, or a turnkey investment, this cottage is an excellent opportunity as an ideal short-term rental property in a highly desirable riverside neighborhood. Schedule your showing today!

265 E Tennessee Avenue, Mccaysville
959 Hillcrest Drive, Mccaysville
$310,000
3 Beds ⋅ 2 Baths ⋅ 435459 MLS
An excellent opportunity for investors or buyers looking for an affordable, move-in-ready home in a convenient North Georgia location! This 3-bedroom, 2-bath home is ready to rent and offers plenty of possibilities as a full-time residence, long-term rental, or income-producing investment. Conveniently located near both McCaysville and Blue Ridge, the property provides easy access to local shopping, dining, schools, entertainment, and the many outdoor attractions the North Georgia mountains have to offer. Whether you are looking to expand your rental portfolio, purchase your first home, or find a comfortable mountain getaway, this property offers flexibility, convenience, and great potential.

959 Hillcrest Drive, Mccaysville
282 Friendly Lane, Mccaysville
$259,000
3 Beds ⋅ 2 Baths ⋅ 435079 MLS
COUNTRY PRIVATE RETREAT Gotta love the end of the road privacy & pastoral views from this "seems like a modular home" on 2.33 Unrestricted Acres! Set up nicely overlooking a tranquil horse pasture. 1990 3/2 home w/added bonus den plus office or hobby room. Refrigerator & Stove included. Gas Log Fireplace ,New Island Cabinetry & Coffee Bar. Drilled Well , Newer Private Septic System , 3 Year old Metal Roof, Brand New Hot Water Heater. Firepit. Outbuilding & Washer & Dryer sold separately. Gravel drive - Large Front & Back yards . Forever home possibility here w/ the daily gift of Peace & Quiet. Lovely lush Forest in back for walking trails or for building Shop or other. Only 5 minutes to McCaysville/Copperhill/Ducktown & Parks. Near Toccoa/ Ocoee Rivers & shopping. Just minutes to Walmart in Blue Ridge.

282 Friendly Lane, Mccaysville
742 Hillcrest Drive, Mccaysville
$320,000
3 Beds ⋅ 2 Baths ⋅ 431559 MLS
PRICED BELOW COUNTY TAX ASSESSOR VALUATION! This is a quaint two-story bungalow in McCaysville. Home has been well cared for and has all oak floors throughout. Formal living room, dining room and kitchen on the main level as well as primary bedroom and bath. Living room has a masonry fireplace with gas logs added. Additional family room off the kitchen leading to large deck area. Upper level offers two additional bedrooms and bath plus a private sitting area. Nearly a full acre and level back yard that offers a tire swing on the old oak tree. 3 minutes to downtown McCaysville - 14 minutes to downtown Blue Ridge. New updated ceiling fans, central heat and air as well as extra a/c units for area comfort. All this and it includes all appliances and being sold as-is completely furnished.

742 Hillcrest Drive, Mccaysville
569 Number 20 Mine Road, Mccaysville
$379,900
3 Beds ⋅ 2 Baths ⋅ 431432 MLS
Buyer incentive! Seller is offering $5,000 toward buyer's allowable closing costs with an acceptable offer. This completely remodeled ranch-style home has been renovated down to the studs and sits on unrestricted land with easy access from a paved county road. Offering 3 bedrooms, 2 full bathrooms, and a spacious bonus room, this home provides plenty of flexibility for an additional living area, game room, home office, or entertainment space. Step inside to discover all-new flooring throughout the main living area, where an electric fireplace creates a warm and inviting focal point. The beautifully redesigned kitchen features stylish Samsung appliances, granite countertops, brand-new cabinetry, and a comfortable eat-in dining area. The primary bedroom and a secondary bedroom are conveniently located on the main level. Both bathrooms have been fully renovated with new vanities, granite countertops, updated fixtures, new toilets, and modern showers. The fully finished basement offers a third bedroom with a large closet, along with an expansive flex space complete with a laundry area and wet bar—perfect for entertaining, a recreation room, or additional living quarters. Outside, you'll enjoy a covered front porch, a one-car carport, attractive landscaping, and a large concrete patio in the backyard that's ideal for gatherings, cookouts, and outdoor entertaining. Major system upgrades provide peace of mind, including all-new HVAC with 10-year warranty, plumbing, electrical, spray foam insulation, closed-cell insulation in the basement, and a tankless water heater. Perfectly situated just 15 minutes from Blue Ridge and only minutes from McCaysville, as well as the beautiful Toccoa River and Ocoee River, this property offers the ideal blend of modern comfort, outdoor recreation, and mountain living. Don't miss this opportunity to own a move-in-ready home with modern upgrades, unrestricted land, and plenty of space both inside and out. Some photos are virtually staged.

569 Number 20 Mine Road, Mccaysville
111 Briggs Street, Mccaysville
$375,000
3 Beds ⋅ 2 Baths ⋅ 430852 MLS
ONE-LEVEL LIVING in Downtown McCaysville! This beautifully remodeled 3 Bedroom, 2 Bath home offers true one-level convenience just steps from Downtown McCaysville. With a new roof in 2023 and fresh updates throughout, this property is move-in ready and perfect for full-time living or a low-maintenance mountain retreat. Inside, you'll find a blend of wood flooring, tile, and carpet, creating a warm and comfortable feel. The expansive sunroom is the star of the home — showcasing long-range mountain views stretching across Georgia, Tennessee, and North Carolina. It's the perfect spot for morning coffee or evening unwinding. Step outside to a spacious entertaining patio and a quiet, private backyard. Enjoy all-paved access, a gentle lot, and a peaceful neighborhood setting. A rare find this close to town — one-level living with big mountain views!

111 Briggs Street, Mccaysville
643 Number 20 Mine Road, Mccaysville
$349,900
2 Beds ⋅ 2 Baths ⋅ 423658 MLS
Meticulously maintained and quietly tucked away, this beautifully furnished 2BR/2BA home is nestled in a serene neighborhood. The inviting front entrance opens to an expansive, private covered screened rocking-chair porch—perfect for relaxing mornings, peaceful evenings, & memorable family gatherings. This move-in-ready residence offers a harmonious blend of comfort, privacy, and relaxed living, creating a truly peaceful and inviting atmosphere throughout. The cozy living area features an electric-log fireplace and screened televisions, adding warmth and convenience for everyday enjoyment. Each room is uniquely furnished with thoughtful design, enhancing comfort and character. Designed with accessibility in mind, the home offers wheelchair-friendly features, including spacious living areas. The generous primary bedroom features tiled ensuite bath and convenient in-room laundry. The kitchen is equipped with essential appliance, and provides a functional for daily living. Additional highlights include a detached 2-car garage built in 2023, featuring an electric automatic doorway, concrete pad, vinyl siding, and gutters w/gutter guards. Major home improvements include a new roof, updated gutters with gutter guards, security system, and a heat and air system—all installed in 2021. Basement features sealed walls, walk-out entry access, and dedicated electrical connections for a washer and dryer. No restrictions. Sold furnished. Owner's personal items are not included. Just minutes from the Toccoa River and surrounded by North Georgia mountain beauty, this home offers a relaxed small-town lifestyle ideal for fishing, hiking, and unwinding at your own pace.

643 Number 20 Mine Road, Mccaysville
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