Mineral Bluff Homes under $900,000

Mineral Bluff Homes under $900,000

Welcome to Mineral Bluff, Georgia – a hidden gem nestled in the heart of Fannin County! This charming town offers a perfect blend of serene mountain living and easy access to modern amenities, making it an ideal destination for those seeking tranquility without sacrificing convenience. Located just a stone's throw from the bustling town of Blue Ridge, Mineral Bluff is surrounded by the breathtaking beauty of the North Georgia mountains, providing residents with stunning views, lush landscapes, and an abundance of outdoor activities.

One of the most appealing aspects of Mineral Bluff is its diverse real estate market, with an array of homes available for under $900,000. Whether you’re searching for a cozy cabin tucked away in the woods, a spacious family home with modern amenities, or a charming cottage with a view, you will find a variety of options that cater to different lifestyles and preferences. Many of these homes feature rustic designs, expansive decks, and large windows that bring the beauty of the outdoors inside.

The community is known for its friendly atmosphere, where neighbors become friends and local businesses thrive. Enjoy leisurely afternoons exploring the quaint shops, savoring delicious meals at local eateries, or embarking on outdoor adventures like hiking, fishing, and boating in the nearby lakes and rivers.

With its picturesque scenery, welcoming community, and affordable housing options, Mineral Bluff is the perfect place to call home. Discover your dream property today and experience the magic of mountain living in this enchanting corner of Georgia!

Newest Mineral Bluff Homes under $900,000

93 Arbor Creek Pointe, Mineral Bluff
$499,000
2 Beds ⋅ 2 Baths ⋅ 436535 MLS
Brand-New Mountain Home in Mineral Bluff! Located just 2 miles from downtown McCaysville, this beautifully crafted 2-bedroom, 2-bath home blends modern comfort with the rustic character of North Georgia mountain living. Thoughtful details include pine floors throughout, granite countertops, warm wood finishes, and a stacked-stone fireplace that anchors the open living space. The one-level floor plan offers easy, comfortable living, while the level lot and paved access provide convenient year-round accessibility. Outside, a spacious outdoor living area and fire pit create the perfect setting for relaxing, entertaining, and enjoying cool mountain evenings. Short-term rental friendly and conveniently located near McCaysville, Blue Ridge, the Toccoa River, dining, shopping, and outdoor recreation. The community area across the street includes a pond and Wolf Creek access to enjoy fishing or relaxing. Whether you're searching for a full-time residence, mountain getaway, or investment property, this new construction offers the craftsmanship, location, and lifestyle buyers are looking for in the North Georgia mountains.

93 Arbor Creek Pointe, Mineral Bluff
278 Arapaho Walk, Mineral Bluff
$789,000
4 Beds ⋅ 3 Baths ⋅ 436517 MLS
This is the mountain home people picture when they dream of escaping to North Georgia! A gorgeous TRUE LOG HOME, with impressive large logs inside and out, tucked into the mountains of Mineral Bluff and offered fully furnished and completely turnkey. Even the ATV conveys—just bring your bags and start enjoying mountain life! Set on a total of 4.04 acres, the sale includes the adjacent lot, giving you additional privacy now and the opportunity to build another home, guest cabin or investment property in the future if desired. Inside, soaring wood interiors and a dramatic wall of windows fill the home with natural light while bringing the outdoors in. With 4 bedrooms and 3 full baths, there is plenty of room for family and guests, plus generous closet and storage space throughout. The spacious finished basement creates an entirely separate area for entertaining, game nights, movie nights or overflow guests. Outside is where mountain living really shines. Beautiful porches offer multiple places to slow down and enjoy the peaceful wooded surroundings, including a wonderful screened porch perfect for morning coffee, evening cocktails or simply listening to the sounds of the mountains. The nicely fenced yard provides a great space for children or four-legged family members to play. Recently stained and beautifully furnished, this home has been thoughtfully cared for and is truly ready to enjoy from day one. Whether you're searching for a full-time mountain residence, second-home getaway, or an excellent short-term rental opportunity, this property checks all the boxes. With 4.04 acres, plenty of room for family and guests, whole house generator, multiple outdoor living spaces, a fenced yard, finished basement, and the bonus of an additional lot with future building potential, this is an authentic North Georgia mountain retreat with so much to offer!

278 Arapaho Walk, Mineral Bluff
259 The Woods Road, Mineral Bluff
$639,000
3 Beds ⋅ 3 Baths ⋅ 436438 MLS
Private mountain retreat just minutes from downtown Blue Ridge! This beautifully maintained 3BR/3BA cabin sits on 1.3 acres surrounded by mature trees, established landscaping, and a small seasonal creek. The open floor plan features warm wood interiors, vaulted ceilings, a stone fireplace, and a spacious kitchen with granite countertops and custom cabinetry. Each bathroom offers custom tile finishes with granite countertops. The outdoor living is where this property really shines. Enjoy the screened-in porches with its own outdoor fireplace, perfect for morning coffee or evenings in the mountains. Two separate fire pit areas, a fenced yard, multiple decks, circular drive and thoughtfully landscaped grounds give you plenty of space to relax and entertain. The property offers the privacy you want in a mountain getaway without sacrificing convenience, with paved access and just 5.5 miles to downtown Blue Ridge. A true turnkey mountain escape with the setting, outdoor spaces, and location you are looking for.

259 The Woods Road, Mineral Bluff
236 Logan Drive, Mineral Bluff
$769,000
4 Beds ⋅ 3 Baths ⋅ 436336 MLS
Peaceful retreat nestled in a gated community just 5 minutes from the award-winning Old Toccoa Farms Golf Course and only 10 minutes from charming downtown Blue Ridge, where you'll enjoy exceptional dining, shopping, and entertainment! This cozy mountain getaway offers easy access to hiking, fishing, and all that the North Georgia Mountains have to offer. Perfect for large families, golf getaways, or entertaining guests, this spacious 4-bedroom home provides the ideal blend of comfort, recreation, and convenience. Expertly decorated and thoughtfully designed, the home features a well-appointed kitchen with stainless steel appliances and practically new, top-of-the-line mini-split HVAC systems that can be controlled remotely for year-round comfort. Enjoy casual meals in the eat-in kitchen or dine outdoors on the screened porch while taking in the peaceful surroundings. Relax around the private fire pit, unwind on the multiple decks, and appreciate the wooded setting and fenced backyard. The lower level is designed for fun and relaxation, offering everything you need for memorable gatherings, including a spacious game area, pool table, hot tub, Whether you're looking for a full-time residence, mountain retreat, or investment property, this home truly has it all!

236 Logan Drive, Mineral Bluff
469 Mountain High Drive, Mineral Bluff
$624,900
3 Beds ⋅ 3 Baths ⋅ 436322 MLS
If you have “High Expectations”, then this is the mountain getaway for you! You will be wowed by the magnificent long-range and close mountain views from multiple spots throughout. Featuring three levels with a bedroom and bath on each, along with loft living space and basement den/game room, this is the perfect layout for everyone to have their own space yet still be together. The spacious great room has a floor to ceiling custom stone, wood-burning fireplace, dining area, and kitchen with island seating and plenty of room for making culinary creations. The upstairs bedroom has its own private deck plus a soaking tub in the en suite bath. The lower floor features more lounging space perfect for movie watching, a pool table, foosball, and deck with hot tub to enjoy the magical views while you relax. Enjoy the babble of a small brook that runs along one side of the property. Finished with cozy wood throughout, rustic furnishings, and sold turn-key, you are ready for your private getaway or for use as an income-generating vacation rental. Located in the prestigious Mountain High subdivision with paved roads and underground utilities, you are in the middle of hiking, shopping, sightseeing, and more plus an easy drive to bustling Downtown Blue Ridge or Murphy, NC! Come see the home that will meet your “High Expectations” today!

469 Mountain High Drive, Mineral Bluff
560 Endless View Road, Mineral Bluff
$899,900
3 Beds ⋅ 3 Baths ⋅ 436274 MLS
Perched in an upscale mountain community with paved road access, this 3 bedroom, 3 bath cabin pairs true craftsmanship with spectacular year-round mountain views. Soaring vaulted ceilings, hand-hewn log beams, and a floor-to-ceiling stacked stone fireplace anchor the great room, where walls of glass and French doors open to wraparound porches with custom mountain laurel railings. The open kitchen and dining area flow easily for gathering, with solid surface countertops, room for a long harvest table, and plenty of seating Two primary en suites offer comfort and privacy. The main-level suite features a spa-style bath with a jetted tub, and upgraded tile showers and solid surface countertops carry through every bath in the home. The upper-level suite is a true retreat, with space for a desk or study and a huge picture window framing the tremendous sunsets. The lower level is made for entertaining, with a second stacked stone fireplace, a cozy sitting area, a pool table, and a bar with seating for game night. Built-in bunk beds tucked into the lower level provide additional sleeping space for guests, and the space opens to a covered deck with hot tub. Outside, enjoy the covered porch with its own stone fireplace, a fire pit for evenings under the stars, and a gentle, usable backyard perfect for play and pets. A covered porte-cochre welcomes you home. Spacious, private, and full of rustic mountain character, this is North Georgia living at its finest.

560 Endless View Road, Mineral Bluff
240 Whippoorwill Walk Road, Mineral Bluff
$864,900
3 Beds ⋅ 2 Baths ⋅ 436238 MLS
New Construction with Quality Craftsman detail is situated in storybook setting near the end of the road in quaint and quiet rustic communitytucked away for quiet enjoyment this well thought property offers a distinctive opportunity for those seeking a tranquil retreat. It presents an appealing blend of comfort and functionality, providing a setting for a desirable lifestyle featuring three well-appointed bedrooms, each designed to offer a private and restful spacethe primary bedroom offers an ensuite bath with moody granite soaking tub & spa feel shower along with double vanities & plenty of room, while the split plan boasts two guest bedrooms with a shared bath providing convenience and comfort for residents and guests alikelarge living space with soaring ceilings in open living/dining/kitchen conceptonly the best in finishes throughout with clean & sleek appeal, yet warm and inviting with space to entertainlast, but certainly not leaststep out to a gorgeous pool surrounded by serene level yard area with natural landscape surrounded by the mountainsplentiful parking with easy access circle driveno steps entry & tastefully furnished makes this home turn key ready.perfect for full time living, mountain getawayor great investment short term rental potentiala must see!

240 Whippoorwill Walk Road, Mineral Bluff
241 Wolf Creek Mountain Road, Mineral Bluff
$789,000
4 Beds ⋅ 3 Baths ⋅ 436217 MLS
Now is the time to turn the idea of owning a mountain home into an address—and this one brings long-range views within reach. This 4-bedroom, 3-bath luxury retreat pairs upscale finishes and a sought-after location with the privacy of a gated community. The peaceful setting creates a sense of escape, yet downtown Blue Ridge, McCaysville and Old Toccoa Farm are only minutes away—giving you seclusion without sacrificing convenience. Inside, warm wood accents and a striking stone fireplace create the inviting mountain atmosphere owners and vacation guests love. Custom cabinetry, granite countertops, stainless steel appliances and tiled showers add a polished finish, while thoughtful details give the home a quality feel throughout. The open floor plan makes it easy to gather, entertain and enjoy the views. A main-level primary suite offers convenient everyday living, while additional bedrooms provide plenty of room for family and guests. The terrace level expands the possibilities with additional sleeping space and a wet bar designed for entertaining, game days or relaxed evenings at home. Generous closets and a two-car garage provide valuable storage and functionality. Outside, professionally landscaped grounds create an impressive arrival, while a private putting green adds a fun and unexpected amenity. A rare amount of usable outdoor space combines with the long-range views to create endless possibilities for an outdoor oasis. An existing fire pit offers a welcoming place to gather, with plenty of room to add a hot tub, outdoor kitchen or additional entertaining areas. Located near Lake Blue Ridge, the Toccoa River, hiking, fishing, dining and shopping, the best of the area is within easy reach. Whether you envision a full-time residence, second home or short-term rental investment, this gated retreat offers the views, space and amenities to make it work. The home is ready for its next owner, and the timing may be better than you think. Bring us an offer!

241 Wolf Creek Mountain Road, Mineral Bluff
229 Old Mill Pond Road, Mineral Bluff
$799,000
4 Beds ⋅ 3 Baths ⋅ 436189 MLS
Tucked away on 1.5 serene acres at 229 Old Mill Pond Road, this fully furnished mountain retreat is the definition of tranquility. Situated on two parcels with a convenient circular driveway, the property offers exceptional privacy, abundant wildlife, and sweeping mountain views from nearly every room. Whether you're relaxing in the living room, preparing meals in the kitchen, or enjoying the fresh mountain air from the expansive veranda, the seamless indoor-outdoor living experience invites you to slow down and savor every moment. Designed for gathering and entertaining, the home comes turnkey furnished with high-end interior and premium outdoor furnishings already in place. Spend evenings around the beautifully designed firepit, unwind on the swinging bench beneath the stars, or soak in the hot tub after a day of exploring the mountains. Inside, the dramatic river-rock fireplace anchors the living room, where expansive windows frame breathtaking vistas year-round. Upstairs, the loft offers a whimsical bed swing and panoramic mountain scenery that creates the perfect cozy retreat. The thoughtfully designed floor plan provides comfort and privacy for family and guests alike. The main level features mirrored guest bedrooms connected by a shared bath for convenience, while the upper level serves as a private primary suite complete with an ensuite bath and additional storage. Downstairs, the fully renovated terrace level transforms into a recreation haven with a pool table, gaming area, bunk beds, an additional private bedroom, and direct access to the hot tub for endless fun and relaxation. Located just minutes from both Blue Ridge and McCaysville, this property delivers peaceful country living without sacrificing convenience to shopping, dining, and outdoor adventure. With additional room for a garage, workshop, or garden area, it's equally suited as a full-time residence, family getaway, or investment property.

229 Old Mill Pond Road, Mineral Bluff
185 Pine Lane, Mineral Bluff
$798,850
4 Beds ⋅ 3 Baths ⋅ 436181 MLS
Mountain living with room to GROW! This beautiful, like-new home sits on 7+/- acres with potential to subdivide or create the ultimate family compound—all just 15 minutes from Blue Ridge! Thoughtfully designed for functional living on BOTH levels, the home features two full-size kitchens, spacious great rooms, and plenty of room for family and guests. The main level offers 2 bedrooms and 2 full baths, including the primary suite, plus a versatile bonus room perfect for a bunk room, nursery, or office. You'll love the expansive kitchen with gorgeous granite, large walk-in pantry, full-size laundry room, and a cozy great room with the perfect blend of warm wood accents and drywall for a rustic Craftsman feel. The terrace level offers another bedroom and full bath, SECOND full kitchen, bonus area with storage, and a huge great room with space for a pool table, game room, or additional living area. A rare mountain find—the pull-under GARAGE provides covered parking and extra storage! Outside, enjoy newly installed professional landscaping, a fire pit gathering area, and an impressive 32x32 covered concrete pad ideal for RVs, side-by-sides, vehicles, and more. Convenient to Blue Ridge and the Murphy area for shopping, dining, casino entertainment, and outdoor adventures. Acreage, versatility, storage, garage space, whole house generator, and like-new condition—this one checks ALL the boxes!

185 Pine Lane, Mineral Bluff
101 Pine Lane, Mineral Bluff
$895,000
2 Beds ⋅ 3 Baths ⋅ 436099 MLS
Brand New 2026 Build - Modern A-Frame Retreat just about a 15-minute drive to downtown Blue Ridge. This brand-new custom A-frame sits on 1.73 acres with no HOA and is fully short-term rental friendly - a great investment or a mountain escape all your own. Currently offered as a 2 bedroom, 2.5 bath home, the versatile layout includes a spacious loft that functions easily as a 3rd bedroom, plus a third-floor hideout ready to become a bonus room, media space, or play area. The unfinished basement adds even more upside — roughed in for two additional bedrooms and a full bath, plus a large rec/play area. Combined with the finished living space above grade, total potential square footage comes in well over 3,600 sq ft. Step outside to a large deck with stairs leading down to the lower level and a beautifully landscaped yard featuring statement boulders, mature plantings, and a custom modern mailbox — all wired with exterior lighting throughout, including under the soffits. The gently banked lot is already set up for a fire pit gathering area, gravel and mulch beds, oversized stepping stones, and brick-edged landscaping beds. Built with quality and longevity in mind: cedar siding accents the entrance, with durable fiber cement siding throughout the rest of the exterior. Kitchen & Interior Finishes: ZLine 36" gas cooktop (electric conversion available on request), ZLine range hood, KitchenAid dishwasher and microwave, 36" counter-depth Samsung refrigerator, Napoleon Tall Linear Luminous gas fireplace — one of Napoleon's top-tier lines. Built for Outdoor Living: Gas drops on both the main-floor deck and basement-level patio, Deck prewired for a hot tub/jacuzzi hookup, Prewired for an EV charger at the front of the home. This is a rare combination of brand-new construction, thoughtful expansion potential, and a location that puts you close to everything Blue Ridge has to offer while still feeling com

101 Pine Lane, Mineral Bluff
45 Sun Valley Drive, Mineral Bluff
$525,000
3 Beds ⋅ 3 Baths ⋅ 436072 MLS
A TURNKEY MOUNTAIN RETREAT WITH SOLID RENTAL HISTORY AND INCREDIBLE AMENITIES! Completely remodeled and sold furnished, this exceptional property offers the perfect combination of rustic mountain charm, modern updates, and investment potential—all just minutes from Downtown Blue Ridge and McCaysville. Designed for both comfortable everyday living and unforgettable guest stays, the main level welcomes you with a spacious open living area featuring soaring cathedral ceilings and beautiful luxury vinyl plank flooring throughout. The oversized kitchen is truly the heart of the home, offering an abundance of cabinetry, expansive counter space, and plenty of room for gathering and entertaining. The primary suite is conveniently located on the main level and features separate his-and-hers closets and a spacious private bath. A guest bath completes the main floor, making the layout exceptionally functional for owners and vacation guests alike. The terrace level expands the living space with two additional bedrooms, a full bath, and an oversized laundry room. Two expansive decks—one on each level—create incredible outdoor living spaces and overlook the professionally landscaped grounds. The outdoor amenities set this property apart! Enjoy a YEAR-ROUND HEATED SALTWATER POOL, hot tub, and fire pit providing highly desirable amenities for vacation rental guests in every season. The fully paved circular driveway offers abundant parking, while basketball goals add another recreational feature for families and groups. An 18x20 storage building provides excellent space for owner storage, recreational equipment, or property supplies. Major improvements within the last few years include a new roof, gutters, exterior siding, porches, and pool, allowing the next owner to enjoy a beautifully updated and well-equipped property from day one.

45 Sun Valley Drive, Mineral Bluff
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